Is this really free?
Yes. No account, no card, no trial. Quen may link to things she made or recommends. Some links may pay her if you buy. The app itself costs nothing.
how this works
Where does your information go?
Nowhere you'd mind. Your numbers are saved in your phone's browser only. Quen never sees them. The site counts visits like any website does, but that count doesn't include what you typed. If you clear your browser data or use start over, it's gone.
Is this advice?
No. It's education and your own math. Every lender, program, and contract is different. Talk with licensed professionals you choose before you decide anything.
What if your numbers change?
Update them. Every tool has an update button. Your goals and next move change with them.
Why do your goals say 25%, 620, and things like that?
The credit numbers are the typical lines lenders use. Each lender sets its own. The 25% is Quen's line for your debts before a house payment, so there's room left for one. The app shows you the usual lines so you know what you're working toward.
Can I use this on my laptop too?
Yes. Open the menu, tap save my info, and sign in on the laptop with the same email. It picks up where your phone left off.